Your Home Buying Solution for Hilton Head Island, SC and Bluffton, SC Real Estate

The 10 Commandments for Buying Your Hilton Head Home

You may already be familiar with the 10 Commandments, but these relate to the purchase of a home in Hilton Head Island and just like the other commandments, you don’t want to break these or else your dream of owning a Hilton Head Island or Bluffton home may never come true.

1.    You shall not change jobs, become self-employed or quit your job.
2.    You shall not make any major purchase, including a car, truck or van, unless you want to be living in it instead of your new Hilton Head home. You shall not run up your credit cards or let any payments be late.
3.    You shall not spend any money you have set aside specifically for closing.
4.    You shall not omit debts or liabilities from your loan application.
5.    You shall not buy any new furniture or other decor.
6.    You shall not originate any inquiries on your credit reports.
7.    You shall not make large deposits without checking with your loan officer first.
8.    You shall not change bank accounts.
9.    You shall not co-sign a loan for anyone.

What Factors Are Important to Me In Buying a Home in Hilton Head?

If you’re looking for a home in Hilton Head Island, there are some things you’ll want to consider. Many people will tell you that it’s all about Location! Location! Location! and that is certainly true of Hilton Head Island.

As a resident, however, it may not be your proximity to the beach or your Hilton Head Island view. Instead, it may more practical considerations, things that are important to you on an every day basis.


If you’re looking for a home in Hilton Head Island, there are some things you’ll want to consider. Many people will tell you that it’s all about Location! Location! Location! and that is certainly true of Hilton Head Island.

As a resident, however, it may not be your proximity to the beach or your Hilton Head Island view. Instead, it may more practical considerations, things that are important to you on an every day basis.